Commercial Banker IV - Houston

Why Broadway Bank:

We are one of the largest independently owned banks in Texas with offerings in personal and private banking, wealth management, business banking and mortgage lending.

Purpose of the Position:

Assumes responsibility for
independently developing a portfolio of banking relationships with Houston based
companies; these companies are primarily engaged in the manufacturing,
distribution, and professional service industries. Targeted clients will have revenues ranging
from $5MM - $250MM. Primary loan types
include working capital lines of credit, term loans, owner occupied real estate
loans, equipment loans, and ancillary loans with key principals of the
business. Depository & Treasury
relationships will be developed as well to ensure a full banking relationship. The ideal candidate will possess a well
established presence in market, strong credit/underwriting expertise and maintain
a consistent calling effort. The banker
will make presentations to the Senior Officers' Loan Committee and Directors'
Loan Review Committee concerning the creditworthiness of the loan
applications.

Key Accountabilities:

• Develops and services new commercial loans, many of which are complex in nature, by:

• Actively participating in business development
  endeavors with potential and existing
  customers to develop new business and increase or retain existing business.
• Interviewing applicants to develop financial and
  credit information to ascertain needs, abilities, earnings, and bank risk. Requesting and collecting necessary
  information needed to provide a complete financial package to underwriting
  partners.
• Ensuring the complete
  development and analysis of all financial data and monitoring accounts.
• Evaluating credit and terms in accordance with policy.
• Preparing and
  presenting/recommending to committees for lending approval.
• Assuming responsibility for proper documentation and review of
  accounts.
• Inspecting properties under
  construction & approving draw requests.
• Reviewing borrowing base
  reports and other periodic financial reporting.
• Taking ownership of the customer experience
  consistent with the banks mission vision and
  values.
  

• Monitors loans to ensure complete conformity with terms and to be aware
  of any developing trends.
• Monitors loans to ensure compliance with all regulatory requirements.
• Keeps abreast of changing
  business and economic developments which impact upon the general loan portfolio
  and its profitability.
• Represents Bank through
  community and professional involvement.
• Assumes added duties and
  responsibilities as requested.

Competencies & Skills:

• Strong proficiency using Microsoft Office products.
• Proficient in spreadsheet software.
• Experience with bank core systems.

Work Experience Requirements:

• 10+ years Commercial Banking experience
• Demonstrated credit analysis/underwriting experience on complex loan transactions
• Formal Sales Training preferred
• Formal Credit Training preferred

Education Requirements:

• College degree from an accredited institution
• MBA: or degree focused on
  finance, real estate or accounting preferred

Other
Requirements:

• Meet and maintain financial responsibility, character and general fitness standards along with all other
  established requirements for an individual Loan Originator (LO) in accordance with Regulation Z.

We're a culture that offers resources to benefit your overall health and well-being:

• Employee Impact Groups
• Career Development and Mentorship Programs
• Generous paid time off, minimum 4 weeks
• Employee recognition, awards, and events
• Free vision insurance
• Retirement matching
• Tuition reimbursement

This job description is not designed to be a comprehensive listing of duties, responsibilities, or activities that are required for this job. Duties, responsibilities, and activities may change at any time with or without notice.

Broadway Bank is proud to be an Equal Opportunity and Affirmative Action Employer. Broadway Bank is a drug-free and tobacco-free workplace, with a nicotine-free hiring policy. All qualified applicants will receive consideration for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status, genetic data or other legally protected status.
Member FDIC