Credit Policy & Reg Ovrst Spec

Old National Bank has been serving clients and communities since 1834. With over $70 billion in total assets, we are a regional powerhouse deeply rooted in the communities we serve. As a trusted partner, we thrive on helping our clients achieve their goals and dreams, and we are committed to social responsibility and investing in our communities through volunteering and charitable giving.

We continually seek highly motivated and talented individuals as our people are critical to our success. In return, we offer competitive compensation with our salary and incentive program, in addition to medical, dental, and vision insurance. 401K, continuing education opportunities and an employee assistance program are also included in our benefit suite. Old National also offers a variety of Impact Network Groups led by team members who are passionate about driving engagement, creating awareness of diverse backgrounds and experiences, and building inclusion across the organization. We offer a unique opportunity to join a growing, community and client-focused company that is firmly rooted in its core values.

The Credit Regulatory Oversight Specialist position will have responsibilities over coordinating regulatory oversight with business lines. The specialist will work with the Credit Policy and Regulatory Oversight Director to ensure regulatory compliance and serve as a representative for the bank to regulatory agencies, Internal Audit, Loan Review, and selfidentified remediation plans to meet the requirements of regulatory expectations. This role will be responsible for monitoring regulatory developments, conducting risk assessments, and facilitating examination coordination. They may also be engaged in supporting audits and examinations.

This role will perform portfolio analysis to assess Old National's credit risk and coordinate interactions relating to credit with external regulators and internal examiners and auditors. The position requiring strong ownership of regulatory obligations, proactive risk identification, rigorous documentation, timely escalation, and consistent execution aligned with the bank's risk appetite.

Salary Range

The annual salary range for this position is $81,700.00 - $165,100.00. The base salary indicated for this position reflects the compensation range applicable to all levels of the role across the United States. Actual salary offers within this range may vary based on a number of factors, including the specific responsibilities of the position, the candidate's relevant skills and professional experience, educational qualifications, and geographic location.

Key Accountabilities

Regulatory Compliance & Examination Coordination

Coordinates examinations and leads projects with collaboration from the Credit Policy Director to ensure compliance with federal, state, and local laws and regulations.
• Tracks internal and external examination cycles and coordinates response recommendations with the 1st and 2nd Lines of Defense.
• Serves as the point of communication with regulators, internal auditors, and examiners for assigned credit segments; resolves recommendations and MRAs.
• Works with and implements directives from regulatory agencies.
• Ensures compliance with regulatory requirements and guidance.
• Serve as subject matter expert/lead regarding credit line of business initiatives, focused on regulatory exams and heightened standards.
• Demonstrates heightened accountability for documentation completeness, accuracy, and timeliness, consistent with business risk and heightenedstandards expectations.
• Ensures issues, gaps, and emerging risks are escalated promptly and remediated according to regulatory expectations and internal governance requirements.

Risk Management & Policy Influence

• Partners with the Credit Policy and Oversight team, business line leaders, Risk, and Compliance to oversee adherence to the risk management framework.
• Ensures active identification, response, and/or escalation of risks as appropriate.
• May influence policies and procedures in alignment with the bank's strategic plan and risk appetite to minimize regulatory exposure.
• May assist in enhancing processes and procedures as needed.
• Executes responsibilities with sound risk judgment and a riskfirst mindset, ensuring decisions reflect ONB's risk appetite and Heightened Standards.
• Ensures adequate controls, monitoring routines, and testing procedures are in place to meet regulatory expectations and minimize operational, compliance, and reputational risk.

Stakeholder Engagement & Advisory Support

• Accountable for effective partnerships between Credit Administration, Lines of Business, and Lines of Defense.
• Consults with and provides analytical support to bankers, analysts, the Credit Policy Director, and the Chief Credit Officer on credit issues and questions.
• Actively stays abreast of regulatory developments and ensures key stakeholders are informed of changes impacting business lines or departments.
• Provides credible challenge to business lines and partners to ensure alignment with regulatory obligations, risk appetite, and governance expectations.
• Supports a culture of risk ownership, transparency, and disciplined execution across stakeholder groups.

Training & Development Coordination

• Coordinates the identification of training needs.
• Works with HR to develop or source training from external providers.
• Coordinates delivery of training.
• Helps ensure training content and execution meet heightenedstandards requirements for documentation, comprehension, and consistency across business lines.

Key Competencies for Position

Compelling Communication

Openly and effectively communicates with others.

• Effectively and transparently shares information and ideas with others.
• Tailors the delivery of communication in a way that engages the audience and is easy to understand and retain.
• Unites others towards common goals.
• Asks for others' opinions and listens actively to gain support while clarifying expectations, agreeing on solutions, and confirming satisfaction.
• Communicates risk, control gaps, emerging trends, and regulatory expectations clearly, concisely, and without delay.

Makes Decisions & Solves Problems

Seeks deeper understanding and takes action.

• Takes ownership of problems while collaborating with others on resolutions with appropriate urgency.
• Seeks to understand root causes.
• Evaluates implications of new information and recommends sound solutions.
• Acts consistently with available facts, constraints, and consequences.

Delights Clients

Continuously seeks and applies knowledge leading to a bestinclass client experience.

• Passionately serves internal/external clients.
• Maintains a growth mindset and stays current with developments and trends influencing client satisfaction.
• Understands relevant data and financial information.
• Nurtures client relationships responsibly to meet needs, mitigate risk, and add shareholder value.
• Ensures clients receive guidance that is compliant, riskappropriate, and aligned with regulatory expectations.

Qualifications and Education Requirements

• Bachelor's degree or equivalent work experience and 8 years of relatable credit experience.
• Advanced knowledge of laws, regulations, and regulatory trends that impact the financial services industry.
• Understanding of risk and control environments.
• Knowledge of Risk/Compliance/Audit competencies.
• Demonstrated ability to exercise independent sound risk judgment and provide advisory guidance regarding heightenedstandards expectations.

Key Measures of Success / Deliverables

• Regulatory Examination Readiness & Responsiveness
  Timely and accurate coordination of regulatory exams and audits; reduction in the number and severity of MRAs.
• Risk Identification and Mitigation Effectiveness
  Number of proactively identified risks, escalation quality, and implementation of mitigation strategies aligned with regulatory expectations.
• Stakeholder Engagement & Advisory Impact
  Feedback from internal stakeholders and number of successful crossfunctional initiatives or policy enhancements influenced.

Old National is proud to be an equal opportunity employer focused on fostering an inclusive workplace and committed to hiring a workforce comprised of diverse backgrounds, cultures and thinking styles.

As such, all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with disability, sexual orientation, gender identity or any other characteristic protected by law.

We do not accept resumes from external staffing agencies or independent recruiters for any of our openings unless we have an agreement signed by the Director of Talent Acquisition, SVP, to fill a specific position.

Our culture is firmly rooted in our core values.

We are optimistic. We are collaborative. We are inclusive. We are agile. We are ethical.

We are Old National Bank. Join our team!