General Field Adjuster

Argo Group International Holdings, Inc.and American National, US based specialty P&C companies, (together known as BP&C, Inc.) are wholly owned subsidiaries of Brookfield Wealth Solutions, Ltd. ("BWS"), a New York and Toronto-listed public company. BWS is a leading wealth solutions provider, focused on securing the financial futures of individuals and institutions through a range of wealth protection and retirement services, and tailored capital solutions.

Job Description

Job Summary:The Property Field General Adjuster is an experienced property claims expert responsible for handling large and complex losses. This role requires advanced technical skills, high-level investigation and communication abilities, and the capacity to manage all aspects of claims, including directing vendors and experts. The General Adjuster will travel to large / complex loss locations for on-site inspections with minimal notice and ensure accurate and efficient claims processing.

Essential Functions / Key Responsibilities:

• Claims Handling:Manage the full life cycle of property claims, including field inspections, and handle large and complex losses.

• Policy Interpretation:Interpret and understand complex policies, correctly apply coverages to the facts of the loss, and articulate the same to policyholders, their representatives, agents, brokers, and leadership.

• Investigation and Communication:Conduct high-level investigations, communicate effectively with all parties involved, and present coverage rationale and damage adjustments.

• Business Interruption and Income Loss:Demonstrate an understanding of Business Interruption and Business Income Loss coverages and their relationship to one another.

• Technical Expertise:Recognize damage, determine the cause of damage and scope, and translate findings into workable estimates.

• Vendor and Expert Management:Direct vendors and experts involved in the claims process.

• Travel:Travel to large loss locations for on-site inspections with minimal notice.

Additional Responsibilities:

• Operates Under Minimal Supervision: within a specified territory, including contacting applicable parties, obtaining statements, explaining the claim process, reviewing coverage, investigating, and identifying special investigation unit (fraudulent) indicators.

• Field Investigations:Conduct full field investigations and as deemed to be in the best interest of both the client and company.

• Estimate Preparation:Communicate, explain, and prepare estimates with detailed diagrams and reports.

• Negotiation:Negotiate with insureds, contractors, and vendors.

• Salvage/Subrogation:Assess salvage/subrogation potential and monitor to conclusion.

• Risk Evaluations:Complete risk evaluations for both underwriting and claims.

• Compliance:Conclude claims in compliance with all state rules and regulations.

• Catastrophe (CAT) Events:May assist / respond with claims handling team(s) in catastrophe (CAT) events, which may include extended travel/overnight stays.

• Continuing Education:Maintain continuing education (CE) courses for required state licensing.

Qualifications:

• Extensive experience in property claims handling, particularly with large and complex commercial losses likely with an incurred of $500,000 or greater and or commercial loss complexities such as Livestock, Grain, Growers, Time Element and Winery Fermentation losses etc.
• Strong technical skills and the ability to recognize and assess damage accurately.
• Excellent investigation and communication skills.
• Ability to interpret and apply complex policy coverages.
• Experience in managing vendors and experts.
• Willingness to travel for on-site inspections with minimal notice.
• Commitment to maintaining continuing education and state licensing requirements.

Credentials:

* Bachelor's degree

* Ten or more years of experience in property insurance, construction and or related field.

* State insurance adjusting license(s) and/or ability to obtain one.

* Commercial Property Estimating including Farm and Ranch Claims Handling Expertise.

* Field Adjusting and Estimating Knowledge.

* Insurance designations such as Chartered Property Casualty Underwriter (CPCU), Associate in Claims (AIC) or Senior Claim Law Associate (SCLA).

SPECIAL POSITION REQUIREMENTS:

* The position involves considerable physical exertion, such as regular climbing of ladders, lifting of heavy objects (up to 50 pounds) on a highly frequent basis and/or assuming awkward positions for periods of time.

* A person in this position is expected to make independent decisions in accordance with the company's policies and procedures.