Mortgage Loan Processor II

A Mortgage Loan Processor II ensures all residential loan files are packaged accurately and timely. As an experienced Mortgage processor, they work with and have comprehensive knowledge of the documents required for a conventional and/or government loans as well as all conforming and non-conforming loansl. A successful Mortgage Loan Processor II is self-motivated, has strong time-management skills and is able to process a high volume of loans in a fast paced work environment.

• Receiving loans from Underwriting
• Calling or writing customers and/or any other interested parties to obtain conditions of loan.
• Calling specified companies to obtain property abstracts, surveys, appraisals.
• Indexing documents in the file to ensure they are marked properly.
• Clearing conditions to the level of authority available.
• Submitting mortgage loan application file underwriting condition clearing.
• Working with the Appraisal Management Company to order appraisal corrections.
• Printing and mailing approval and denial letters to applicants.
• Submitting approved mortgage loan file to Mortgage Loan Closer for settlement.

• High School diploma or general education degree (GED)
• A minimum of two (2) plus years' related work experience and/or training required
• A minimum of three (3) years' experience working in a financial or banking mortgage department a plus
• A minimum of three (3) plus years working with and/or comprehensive knowledge in conforming & non-conforming loans, Fannie Mae and Freddie Mac Guidelines, and any government and/or conventional, FHA or VA loans required
• Proficient PC skills in a Windows based environment required; mortgage-processing software a plus
• Detail oriented, minimal supervision, with excellent communication and analytical skills strongly preferred