Business Banking Underwriter I

First Merchants Bank is seeking a Business Banking Underwriter I to join our team! This position will provide credit risk assessment support.

Essential Duties and Responsibilities:

• Review credit data to evaluate the Business Banking Center's most complex commercial loan requests in order to approve or deny applications within individual lending authority.
• Analyze sources of financial information, such as tax returns, financial statements, credit bureaus, and other sources.
• Order and review appraisals, evaluations and environmental assessments.
• Review and recommend proper structure for commercial loans based on financial strength and loan purpose.
• Complete trigger database business banking monitoring:
  
  
  
  • Spread and review financial data
  • Assist in management of database
  • Review triggers generated for validity
  • Request financial information where needed
  • Report concerns to management and Business Banking and/or Relationship Managers.
  
  
  
  
• Complete assigned reports.
• Assist Business Banking Credit Manager as needed.
• Complete compliance and assigned training and development.
• Attend and participate in department and policy meetings as requested.
• Establish and maintain good working relationship with Business Banking Officers.
• Attend sales calls with Business Banking Officers as requested.

To be successful in this position, we require the following:

• Bachelor's degree in accounting, finance, business or related field of study.
• Two (2) years of analytical or related experience.

The following would be a plus:

• Training in OMEGA, RMA or other commercial lending courses.

First Merchants offers the following:

• Base Pay PLUS Bonuses
• Medical, Dental and Vision Insurance
• 401k
• Health Savings and Flexible Spending Accounts
• Vacation/Sick Time
• Paid Holidays
• Paid Parental Leave
• Tuition Reimbursement
• Additional Benefits

A little about us:

First Merchants is guided by a genuine philosophy of being a meaningful place to work and having a prosperous impact across all walks of life throughout the communities we serve, including consumers, businesses and other organizations. Our Vision, Mission and Team statement reflect and reinforce that authentic service philosophy.

Our Vision is:

To enhance the financial wellness of the diverse communities we serve.

Our Mission is:

To be the most responsive, knowledgeable, and high-performing financial organization for our clients, teammates, and shareholders.

Our Team:

"We are a collection of dynamic colleagues with diverse experiences and perspectives who share a passion for positively impacting lives. We are genuinely committed to attracting and engaging teammates of diverse backgrounds. We believe in the power of inclusion and belonging."

Apply today to begin your career with us!