Mortgage Loan Originator

Competitive Base Salary + Commission | Strong Work-Life Balance | Great Culture | Community-Focused

About Us!

Are you an experienced mortgage professional who thrives on building relationships, supporting your community, and helping people achieve their dreams? If so, we'd love to meet you.

At Heritage Bank of Nevada, we're more than a community bank-we're a trusted partner, a dedicated team, and an active part of the communities we serve. We believe in building relationships, supporting each other, and making banking personal again.

Heritage Bank of Nevada is part of the Glacier family of community banks with 17 divisions across 8 states, giving us the strength of a larger organization with the care and flexibility of a true community bank.

About the Role!

We're currently seeking a Mortgage Loan Originator (MLO) to join our growing team. This is a full-time position offering a competitive base salary plus commission-a unique opportunity where many roles are commission-only. We offer construction loans and other portfolio products that are not commonly available through other lenders.

What You'll Do!

• Proactively generate residential mortgage loans supported through internal referrals provided by our 7 local branches and our commercial lending staff.
• Develop relationships with referral sources such as realtors, builders, developers, etc.
• Guide borrowers through the full mortgage process-from pre-qualification to closing
• Accurately complete applications and gather required documentation in compliance with mortgage regulations (TRID, ECOA, RESPA, etc.)
• Build and maintain strong relationships with clients, partners, and colleagues across departments
• Collaborate with mortgage processors, closers, and underwriting staff to ensure a smooth and timely loan experience
• Stay up to date with loan programs (FHA, VA, USDA, conventional) and regulatory changes
• Represent the bank at internal meetings and community events as needed

Why You'll Love Working Here!

• Base salary + commission - a stable foundation with great earning potential
• Supportive culture built on collaboration, positivity, and respect
• Work-life balance that's truly supported from the top down
• Community-focused mission-we're proud to give back to the areas we serve
• Long-term opportunity with a stable, reputable community bank

What You'll Bring!

• High school diploma or equivalent required; additional education a plus
• Minimum 3 years of residential mortgage lending experience
• Knowledge of FHA, VA, USDA, and conventional loan programs
• Excellent communication skills, a collaborative attitude, and customer-first mindset
• Proficiency in Microsoft Office; Encompass (Ellie Mae) experience preferred
• Active NMLS registration (or ability to obtain)

Additional Skills & Abilities!

• Strong interpersonal skills to build rapport with clients, colleagues, and external partners
• Analytical ability to evaluate financial data and recommend appropriate loan options
• Ability to navigate multiple systems and meet strict regulatory and quality standards
• Familiarity with federal mortgage regulations, including HMDA, TRID, ECOA, RESPA, FDPA, etc.

Language, Math & Reasoning Skills

• Ability to clearly and tactfully communicate complex loan terms and processes
• Strong reading comprehension for interpreting business, legal, and financial documents
• Proficient with basic math and financial calculations, including rates, percentages, and ratios
• Strong problem-solving skills and the ability to apply logic in varying situations

Physical Demands & Work Environment

• Must be able to sit for extended periods and use a computer and phone regularly
• Occasionally required to stand, walk, reach, kneel, or lift up to 20 lbs.
• Must be capable of regular, reliable, and timely attendance
• Noise level is typically quiet to moderate

Compliance Responsibilities

All employees must comply with applicable banking laws and regulations, including but not limited to:

• Bank Secrecy Act (BSA)
• Anti-Money Laundering (AML)
• USA PATRIOT Act
• Office of Foreign Assets Control (OFAC)
• Community Reinvestment Act (CRA)

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO) and holidays. Visit our website for more details!

COMPANY OVERVIEW: We are a family of banks whose unique local presence reflects the communities we serve. We welcome the opportunity to grow and change as our customers and communities do the same. Read our story, learn about our banks, and experience life at Glacier Bancorp, Inc. all from our website. Check it out!

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.